Changes to the Stress Test

Changes to the Stress Test

Changes to the Stress Test and What You Need to Know As you may have heard, the Bank of Canada recently changed the stress test rules as of June 1, 2021. With these changes, now both insured and uninsured mortgage borrowers will be subject to a stricter stress test...
Building Your Own Home?

Building Your Own Home?

Building Your Own Home? 5 Things to Consider Building a house is an exciting adventure and the ultimate way to customize your home. To ensure you have the best experience, I have put together 5 important things to know before getting started. 1. It’s All in the...
Looking to Upsize Your Home

Looking to Upsize Your Home

The Benefit of Rate Holds The term “rate hold” maybe something you are familiar with if you have worked with me in the past. If not, it is a term that all prospective buyers should know! Rate holds are a great way to prepare yourself in many ways, especially if you...
What is a Reverse Mortgage?

What is a Reverse Mortgage?

Time for a Mortgage Check-Up! There has never been a better time for your annual mortgage health check-up! By organizing a quick mortgage review each year, it may yield you some fruitful financial savings. Your home loan review this year will examine the most common...
6 Smart Ways to Cut Your Energy Costs

6 Smart Ways to Cut Your Energy Costs

Preparing for the Spring Market and 6 Smart Ways to Cut Your Energy Costs! In the last decade, climate change and energy efficiency have become top of mind for many Canadians. From wanting to do our part by recycling to making our home as energy efficient as possible,...