by cmsdudes | Feb 6, 2023 | Blog
A second mortgage is a mortgage that is taken out against a property that already has a home loan (mortgage) on it. Generally people take out second mortgages to satisfy short-term cash or liquidity requirements, have an investment opportunity or to pay off...
by cmsdudes | Jan 3, 2023 | Blog
Explore the option of alternative lending. When traditional lenders (such as banks or credit unions) deny mortgage financing, it can be easy to feel discouraged. However, it is important to remember that there is always an alternative! If you’re seeking a mortgage,...
by cmsdudes | Dec 5, 2022 | Blog
How to budget for the year ahead? With the recent inflation and rising prices occurring across the country, it is time to take control of your finances. One of the quickest ways to understand where your money is going and where you can make changes is to create a...
by cmsdudes | Nov 5, 2022 | Blog
Did you know? Approximately 15%+ of Canadians are self-employed, making this an important segment in the mortgage and financing space. When it comes to self-employed individuals seeking a mortgage, there are some key things to note as this process can differ from the...
by cmsdudes | Oct 31, 2022 | Blog
How to Efficiently Manage Home Expenses Having the biggest and best home on the block sounds great – but not if it is at the expense of your life and monthly finances! Be smart about your budget and avoid buying a home at the very top of your pre-approval value, which...
by cmsdudes | Oct 27, 2022 | Blog
Dreaming of a Home Away From Home? If you are dreaming of your very own vacation home, there are ways to make it happen! Let me walk you through your options. When it comes to taking on a vacation property, you will need to have a minimum down payment of 5% of the...
